20 Financial Resources For When You Need Money Right Now (2024)

20 Financial Resources For When You Need Money Right Now (1)

Finances

Being Ecomomical 0 Comments Finances

We have all experienced hard times financially. Whether it’s the car note that’s due, or you’re a few hundred dollars short on your rent or mortgage for the month – here are a few, reputable financial services when you need money right now.

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The personal loans listed below have a few easy steps to follow and you can easily be accepted with the basic requirements. Most applications take a few minutes to complete. Within minutes you can be on your way to consolidating debt, paying the mortgage or rent, or whatever you need help with for the time being.

Personal loans are a great way to rebuild your credit and may be the best option when you need money fast. Remember to only take what you know you can pay back and use the money responsibly.

**This post may contain affiliate links. I may earn a small commission if you click through the links in this post.**

Safe and secure, Independence Day Loans is a 2-3 minute process that decides in minute whether you’re eligible for a cash loan up to $35,000.

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OppLoans provides borrowers a better personal loan of up to $10,000. OppLoans offers an easy online application, quick decisions, and funds the very next day.


BadCreditLoans.com
BadCreditLoans.com provides an easy and convenient way for you to be matched with a personal loan of up to $5,000.

Apply to receive a loan between $100 to $5,000. BetterLoansMutual.com offers extended payment terms providing users with less pressure to pay back loans quickly.

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Applicants with bad credit can sign up to Bad Credit Loans, which is available 24/7 to help you get the loans they need. Bad Credit Loans has no hidden fees or rates and they keep your information protected 100%!

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Speedy Net Loan is the trusted cash loan source. You can submit an application in 5 minutes and receive up to $1,000 in seconds directly to their bank account.

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24/7 Credit Loan matches applicants with a lender within minutes for fast cash loans up to $1,000. The application only takes a few minutes and users can receive cash within minutes of applying!

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Short-term and small loans available. This quick loan is perfect for back rent, or just tight months.

Qualifications

  • You must have a bank account.
  • No emails ending with .nil or .gov will be accepted.
  • Must be employed for at least 1 month.
  • Must be 18 years of age or older.

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Getting a personal loan couldn’t be easier. With 24/7 Installment Loan, applicants follow 3 simple steps and a decision is made within minutes on loans up to $35,000.

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Short term and small loans available.

Qualifications

  • You must have a bank account.
  • No Current Military or Former Military Members.
  • No emails with .mil or .gov
  • Must reside in the US.
  • Must be employed for at least 1 month.
  • Must be 18 years of age or older.

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RubikLoan.com
Short-term and small loans available. Perfect for back rent, or just tight months.

Qualifications

  • Must have a bank account.
  • No Current Military or Former Military.
  • No emails with .mil or .gov.
  • Must reside in the United States.
  • Must be employed at least 1 month.
  • Must be 18 years or older.

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Zippy Loan
Sign up to ZippyLoan, a personal loan service that makes borrowing fast and simple. Loans from $100 to $15,000 as quick as tomorrow. Not valid in New York, west Virginia or the District of Columbia.

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You can request a loan from $1,000 to $35,000 for any reason and can be lender approved within minutes. SignatureLoan.com offers the ability to pay a loan down over time, rather than all at once.

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Vivaloan is a simple and secure service to access the best personal loans customized to suit your financial needs. Apply online, get matched to suitable lenders and get approved in real time. Get the emergency easy you need with Vivaloan! Not available for residents in New York, West Virginia or the District of Columbia.

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Need extra cash? An express approval is waiting for you with Net Loan Express! It’s easy and quick to get approved.

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It’s easy as 1,2, and 3. Submit your information to be connected with a vast network of reputable lenders who compete to offer the best possible loan option.

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Apply to receive up to $2500 installment loan for when you need a financial raft!

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24/7 Credit Loan matches you with a lender within minutes for fast cash loans up to $1,000. The application process only takes a few minutes and you can receive cash within minutes of applying.


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Apply for an installment or payday loan up to $2500.

Qualifications:

  • Must be 18 years or older to apply.
  • Cannot reside in GA, NY, NJ, PA.

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Apply to 100Lenders.com and get a short-term cash loan up to $15,000, if approved, as soon as the nest business day!

Qualifications

  • Applicants must be 18+ years of age.
  • Not active military.

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Submit your information to be connected with a vast network of reputable lenders who compete to offer the best possible loan option. Loans up to $35,000.

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24/7 Dollar Loan matches users with a lender within minutes for fast cash loans up to $1,000. The application only takes a few minutes and users can receive cash within minutes of applying.

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When is money is tight, or seems to be non-existent, these are some great resources you can use to get you and your family back where you need to be. Feel free to share these resources with your friends and family who may also be in need.

xo,

Torche’

20 Financial Resources For When You Need Money Right Now (2024)

FAQs

How can I get $100 instantly? ›

A variety of $100 loan instant apps let you borrow $100 or more instantly, including EarnIn, Brigit, Dave, and MoneyLion. However, most of these apps charge a fee for immediate funding. If you want to access cash for free, you can use these apps, but you may have to wait one to three business days to get your cash.

How do you get money when you desperately need it? ›

I need money now. Where can I borrow from fast?
  1. Emergency credit. We do not recommend payday loans or other forms of high-cost credit. ...
  2. Credit unions. Credit unions are local, member-owned alternatives to banks. ...
  3. Grants. ...
  4. Trust funds. ...
  5. Help from your local council. ...
  6. Track down money you have missed out on.

How to get $1,000 dollars immediately? ›

How to make $1,000 fast
  1. Sell stuff you already own.
  2. Deliver food.
  3. Pick up a part-time job.
  4. Rent out unused space.
  5. Start freelance writing.
  6. Try affiliate marketing.
  7. Drive for a ridesharing service.
  8. Find odd jobs.
Jan 17, 2024

How to borrow $500 quickly? ›

You can get a $500 loan via a personal loan, payday loan, payday alternative loan, cash advance app, or credit card cash advance. However, some options are better than others. Some small loans come with high costs that can cause financial hardship.

What app will give me $200 instantly? ›

Best Cash Advance Apps
Cash Advance AppAdvance AmountsRepayment Timeline
3. Brigit$50 to $250Usually your next payday, but extensions are available
4. Chime$20 to $200The next time money is deposited in your Chime checking account
5. Current$25 to $200The next time money is deposited in your Current account
2 more rows
6 days ago

What app lets me borrow $100? ›

Summary of cash advance apps
Loan appLoan amountOther fees
Empower$10 to $250.$8 monthly subscription fee unless you opt out.
EarnInUp to $100 per day, $750 per pay period.None.
Varo$20 to $500.Advance fee of $1.60 to $40.
DaveUp to $500.$1 monthly membership fee.
4 more rows
Mar 18, 2024

How can I get money in 30 minutes? ›

There are a few ways to make money in 30 minutes. You can offer services such as yard work, dog walking, or house cleaning. You can also sell items you no longer need, such as clothes, furniture, or electronics. Finally, you can also offer your skills or services online.

How to get money if you can't get a loan? ›

If you need the money now, there might be other ways to borrow, such as credit unions, employer salary advance schemes or Community Development Finance Institutions. But it's important to avoid being tempted to take out high-cost credit that you might be able to get but would struggle to afford, such as payday loans.

How to get cashapp loan? ›

Open Cash App. On the Home screen, scroll down and select "Borrow." You can borrow between $20 and $200. Enter the amount you need. Choose a repayment plan.

How to make money in one hour from home? ›

Here are a few ways you can potentially earn extra cash in just one hour.
  1. Sell the old stuff. You know that old stuff you've got lying around, collecting dust? ...
  2. Share your opinion. ...
  3. Quick freelance tasks. ...
  4. Write away. ...
  5. Be a virtual assistant. ...
  6. Social media promotion. ...
  7. Food delivery. ...
  8. Package delivery.
Feb 23, 2024

What is the easiest loan to get right now? ›

Key Takeaways
  • Some of the easiest loans to get approved for if you have bad credit include payday loans, no-credit-check loans, and pawnshop loans.
  • Personal loans with essentially no approval requirements typically charge the highest interest rates and loan fees.

How to ask for financial help? ›

First and foremost, be honest about your financial situation and why you need the loan. It is also important to be respectful and humble in your request, as well as realistic about how much you are asking for and how soon you can pay it back.

What to do when you run out of money? ›

Here's what to do if you have run out of emergency savings:
  1. Slash Your Budget Further. ...
  2. Sell Things You're Not Using. ...
  3. Pause Retirement Savings. ...
  4. Negotiate Bills. ...
  5. Call Lenders for Help. ...
  6. Take on a Side Hustle.

How can I borrow $200 from cash App? ›

How to Borrow Up to $200 from Cash App
  1. Open Cash App.
  2. On the Home screen, scroll down and select "Borrow." You can borrow between $20 and $200.
  3. Enter the amount you need.
  4. Choose a repayment plan.
  5. Read and accept the loan agreement.
Mar 19, 2024

How to get $5,000 cash fast? ›

18 Best Ways To Make $5,000 Fast
  1. Sell Stuff You Own.
  2. Online Freelancing.
  3. Food Delivery Gigs.
  4. Complete Odd Jobs For Cash.
  5. Start An Online Business.
  6. Borrow The Money.
  7. Rent Out Assets For Cash.
  8. Flip Stuff For Money.
May 1, 2024

How to make money in one hour legit? ›

35 Easy Ways to Make Money in One Hour
  1. Drive for Lyft or Uber.
  2. Deliver food. ...
  3. Sell your stuff.
  4. Walk dogs. ...
  5. Put your skills to good use on Upwork. ...
  6. Teach a language.
  7. Pawn something. ...
  8. Become a secret shopper.
Apr 24, 2024

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